Thursday, May 18, 2006

For Some Reason, Banks Think Giving Me Credit Is A Good Idea


I don't know if I can pass this up. For, you see, being broke, giving me credit and allowing me to actually possess negative money is definitely the best thing to do. Let's read the fine print here.. ah there we go, 0% interest for the first year, then it goes up to 13.75% interest. I don't know if you guys know anything about interest rates, but that is the interest rate equivalent of having a bank give you a proctological examination every time you want to buy a pack of gum. Oh, here is another great one, if I go into overdraft (this is credit, I thought the whole idea was to spend money you dont' have?) Interest rates shoot up to over 31%. Awesome.

Let's turn this around. I think I should get every credit card I can, and use the sum total of my undeserved credit to buy a Ferrari then crash it directly into a bank. After this I will run to Hamburg to investigate whether or not they really did invent the Hamburger. I suspect they did not.

These credit card ads are so transparent that I really pity the fools who fall for them.

That's right John Q. Student. You deserve free money! You are a great and awesome person, and we would just love to give you a free lunch! Also, this shiny pen! And you can choose a credit card in a variety of colors! Green is hip, right?

Yo, dawg, homey G, yoyoyo John Q. Student. We's here to tells y'all about da roughest, toughest, realest bank there is, yo. It's called Some Old Whitey's Bank, and we is here to reprasseeeent! Yo, our credit cards come all illed out and blinged up! This one looks like it is made of diamonds yo! Its iced out! With an introductory rate of only 13.75% APR! That's the ill shit, son!

Well, I think they sold me.

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